Make your money work harder.

#2

Female Invest

Solves: "I want to start investing but have no idea where to begin and it all feels overwhelming."

✓ Bite-sized courses that fit around your life.

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#3

B100

Solves: "My Spanish bank charges me fees for doing absolutely nothing."

✓ Donates 25% of its card-payment earnings (the interchange fee) to ocean cleanup.

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#4

Finizens

Solves: "I should be investing long-term but I don't have time to manage it myself."

✓ Ultra-low fees that decrease each year.

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#5

Trade Republic

Solves: "My savings are doing nothing in my bank account."

✓ 2% interest on cash with no lock-in.

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#6

Revolut

Solves: "I need a bank that keeps up with how I live - travelling, working remotely, moving money."

✓ Spend in 150+ currencies at the real exchange rate.

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#7

Qonto

Solves: "I'm autónomo and need a business account where VAT tracks itself and my gestor can log in."

✓ French IBAN, accepted across SEPA for RETA and Hacienda payments.

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#8

Kraken

Solves: "I want to buy and hold crypto on a regulated exchange that will still exist in five years."

✓ Full MiCA licence from the Central Bank of Ireland.

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#9

Bizum

Solves: "I need to pay someone in Spain instantly without asking for their bank details."

✓ 30.6 million people in Spain use it. This is how money moves here.

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#10

Indexa Capital

Solves: "I want a diversified portfolio managed for me, without high fees or surprise Spanish tax."

✓ €5.73 billion under management.

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#11

Openbank

Solves: "I want real interest on my savings from a Spanish bank account, without fees."

✓ 2.02% interest on instant-access savings, no cap.

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#12

Fintonic

Solves: "I have accounts at three banks and no idea where my money goes each month."

✓ Spain-born and Bank of Spain regulated, not a foreign app scraping your data.

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#13

GoParity

Solves: "My savings are sitting in a bank account doing nothing and I feel guilty about it."

✓ Invest from €20.

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#14

Raisin

Solves: "I know there are better savings rates out there but I can't find them."

✓ New customers get 3.10% interest for 3 months, best on the market.

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#15

bunq

Solves: "I just arrived in Spain and need a bank account, but I don't have a NIE yet."

✓ The only major neobank that doesn't need a NIE or TIE at sign-up.

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#16

N26

Solves: "I need a proper bank account in Spain, in English, without going to a branch."

✓ The most consistently recommended neobank for new arrivals in Spain.

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#17

Bit2Me

Solves: "I want to buy crypto in Spain on a regulated exchange whose support speaks Spanish."

✓ First Spanish-born exchange to gain full MiCA authorisation from the CNMV.

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#18

Remitly

Solves: "I need to send money to family abroad, with cash pickup at the other end."

✓ 350,000 cash pickup locations, covering corridors banks don't reach.

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#19

DEGIRO

Solves: "Brokerage fees are eating all my investment returns."

✓ Among the lowest trading fees in Europe.

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#20

Wise

Solves: "I'm losing money every time I send abroad. My bank's fees and rate are basically theft."

✓ The real mid-market rate, the one you see on Google.

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