Indexa Capital

I want a globally diversified investment portfolio managed for me, without paying high fees or triggering Spanish tax events unnecessarily.

Indexa Capital is a Spanish robo-advisor that builds and rebalances a globally diversified index fund portfolio — fees from 0.41% all-in.

Why it rocks

✓4.8/5 on Trustpilot from 2,500+ reviews — consistently rated best robo-advisor in Spain
✓€4.6 billion under management
✓Spanish entity means no Modelo 720 and no capital gains tax until you actually withdraw
✓Consistently cited by r/SpainFIRE alongside Finizens as one of two credible long-term options in Spain

Heads up

✗Minimum €3,000 to start — if you're investing smaller amounts, compare Finizens first
✗Interface and reports are in Spanish and French only

Cost: Management fee from 0.41%, lower for larger portfolios. Fund TERs on top — total around 0.57%.