Money & Banking
Investing
Savings
Banking

Trade Republic
My savings are doing nothing in my bank account
2% interest on your savings. One of the highest rates in Spain right now. No lock-in, plus commission-free investing in stocks and ETFs.
Why it rocks
- ✓2% interest on cash with no lock-in
- ✓Invest from just €1
- ✓1% Saveback on card spending
- ✓Regulated EU bank, deposits protected up to €100k
Heads up
- ✗App-only - no desktop trading platform
- ✗Not a traditional bank - you can't get a mortgage or loan here
Cost: Free account; no subscription fee for card