Money & Banking
Banking
Openbank
I want real interest on my savings from a Spanish bank account, without fees.
Santander's standalone digital bank: free current account, Bizum included, with 2% interest on instant-access savings.
Why it rocks
- ✓2.02% interest on instant-access savings, no cap.
- ✓New salary customers get up to 3.04% for the first 4 months.
- ✓Direct debits work reliably for RETA and utility bills.
- ✓None of Santander's fees, fully independent.
Heads up
- ✗Users report slow account openings and occasional app glitches.
- ✗The headline rate is a new-customer promo; confirm the standard rate.
Cost: Free