thePuff
    Money & Banking
    Banking
    Sending money

    Bizum

    I need to pay someone in Spain instantly without asking for their bank details.

    Spain's universal P2P payment system, activated inside your existing bank app. Send money by phone number, instantly and free.

    Why it rocks

    • 30.6 million people in Spain use it. This is how money moves here.
    • Works with any compatible account: Revolut, N26, Trade Republic, Spanish banks.
    • No IBAN, no card details, just a phone number.
    • Accepted at many shops and markets too.

    Heads up

    • Needs a Spanish phone number linked to a compatible account.
    • Some payments must be declared to Hacienda above 2026 thresholds.

    Cost: Free

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