Money & Banking
Banking
Qonto
I'm autónomo and need a business account where VAT tracks itself and my gestor can log in.
A business bank account with a French IBAN, automatic VAT categorisation, and direct gestor access, built for freelancers and small businesses.
Why it rocks
- ✓French IBAN, accepted across SEPA for RETA and Hacienda payments.
- ✓VAT categorised automatically as money moves in and out.
- ✓Your gestor logs in directly to pull quarterly statements.
Heads up
- ✗A payment institution rather than a full bank, though balances are FGDR-protected to €100k.
- ✗Some Spanish direct debits still balk at a non-Spanish IBAN.
- ✗Don't park large idle balances here.
Cost: From €11/month for solo autónomos