thePuff
    Dinero y Banca
    Banca

    Openbank

    I want real interest on my savings from a Spanish bank account, without fees.

    Santander's standalone digital bank: free current account, Bizum included, with 2% interest on instant-access savings.

    Por qué es genial

    • 2.02% interest on instant-access savings, no cap.
    • New salary customers get up to 3.04% for the first 4 months.
    • Direct debits work reliably for RETA and utility bills.
    • None of Santander's fees, fully independent.

    Atención

    • Users report slow account openings and occasional app glitches.
    • The headline rate is a new-customer promo; confirm the standard rate.

    Costo: Gratis

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