Dinero y Banca
Banca
N26
I need a proper bank account in Spain, in English, without going to a branch.
A digital bank that issues a Spanish IBAN and activates Bizum. Account opening takes about 10 minutes on your phone.
Por qué es genial
- ✓The most consistently recommended neobank for new arrivals in Spain.
- ✓English-first interface, no Spanish required.
- ✓Spanish IBAN from day one, so direct debits just work.
- ✓Bizum built in, the way everyone in Spain pays.
Atención
- ✗No physical branches; support is chat and email only.
- ✗Mastercard only, and a few Spanish merchants are Visa-only.
Costo: Free standard account; paid plans from €4.90/month